Hundred per day10 over 100 days1,000 over a year3,650

Later than planned · still starting

Behind the schedule you set yourself, starting anyway

The age you meant to own by has been and gone. That fact does nothing except make the first hundred days harder to begin, which is the only part of it that is still in your hands.

Being behind is its own obstacle

what late feels like

The gap makes starting feel pointlessIf the goal already slipped by five years, the argument for doing something small today becomes very easy to lose.
Everyone else appears to have managed itYour feed shows completions, never the years of flatmates and double shifts underneath them, so the comparison is rigged before it starts.
Restarting privately means restarting oftenA beginning nobody saw can be abandoned at no cost, so it gets abandoned, and then begun again in the same silence.

now and next

The flat you rent, the flat you are saving for

now · rentingnext · your own

Drag to compare.The daily log is what moves the line.

A hundred days that start where you are

how it runs

01 Three tasks each morning, sized for today Not for the version of you who should have started at thirty. For the one reading this now.
02 A written report each night It replaces the story you tell yourself about the past few years with a record of the past few days.
03 A group that started late too Everyone in the room is behind their own plan. It is the first place where that stops being a private fact.

the shape of it

What the hundred days usually look like

1of 100 days

The hardest stretch, because nothing visible has changed yet and the gap has not moved.

A hundred days at that pace comes to 1,000. Twelve months of the same habit: 3,650.

Arithmetic in whatever unit you count in. It is a sum, not a forecast.

Day 1–10

The hardest stretch, because nothing visible has changed yet and the gap has not moved.

Day 50

Half the run is written down. The record starts arguing with the story, and the record is more convincing.

Day 100

A hundred days that were not lost. That is the claim, and it is the only one we can make honestly.

day 100

A hundred days that were not lost. That is the claim, and it is the only one we can make honestly.

The whole cohort moved, not just you

where this sits

40

The average age of a US first-time buyer reached a record 40 in 2025, and their share of the market fell to 21% against a historical norm near 40% — National Association of Realtors.

source

NAR deputy chief economist Jessica Lautz, on the same group: they have strong demand for the American dream of homeownership, but they are really just feeling left behind right now.

source

Quoted from the linked source, including the remark above. Neither is a comment about this programme or its participants.

before you join

Questions worth asking

Am I too late for this to matter?

We cannot answer that about your finances and will not pretend to. What we can say is that the hundred days are the same length whenever you start them.

Is everyone here younger than me?

The group is mixed and nobody states an age. The only shared fact is the hundred days being counted.

Do you give advice on catching up?

No. This is a discipline programme, not financial advice, and we make no recommendations about money.

What if I have already started and stopped twice?

Then you know the part that breaks. The fixed dates and the readers exist precisely for that.

What does it cost?

Pricing is set when the next group opens. Nothing is charged here.

A hundred days from today, not from the plan you missed

Leave an email and we will tell you when the next group begins.

One email when the next group opens. No payment on this page.

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