Hundred per day10 over 100 days1,000 over a year3,650

Before the application · habits only

The hundred days before anyone looks at your statements

People search for how to get their bank account mortgage ready, and every answer is about behaviour over months. Whatever a lender eventually does is theirs to decide. What is yours is what those months contain.

the shape of it

How the hundred days tend to run

1of 100 days

Mostly noticing. Written down, an ordinary month looks different from the version you carry in your head.

A hundred days at that pace comes to 1,000. Twelve months of the same habit: 3,650.

Arithmetic in whatever unit you count in. It is a sum, not a forecast.

Day 1–10

Mostly noticing. Written down, an ordinary month looks different from the version you carry in your head.

Day 55

The habit is no longer a project. It is just how the weeks go, which was the entire aim.

Day 100

A hundred days you ran deliberately. What anyone else concludes from any of it is entirely outside this programme.

the awkward stretch

Preparation without a deadline rarely happens

now and next

The flat you rent, the flat you are saving for

now · rentingnext · your own

Drag to compare.The daily log is what moves the line.

how it runs

A hundred days of ordinary behaviour, written down

01You choose the three tasksWhatever steadiness means in your household. We never inspect, score or judge them, and we never say what a lender wants to see.
02The nightly report is the recordTwo lines a day. It exists for you, not for anyone else, and no institution ever sees it.
03The group replaces the missing deadlineA fixed start, a fixed finish and people counting the same hundred days, which is what turns preparing into doing.

before you join

The questions we have to answer plainly

Does this improve my chances with a lender?

We make no such claim. Lending decisions belong to lenders, and nothing here influences, predicts or represents them.

Is this a homebuyer education course?

No. It is not accredited, not recognised by any programme, and it teaches nothing. It is a hundred-day habit challenge.

Do you review my finances?

No. Nobody reads your statements, scores your habits or assesses your readiness. You write your own tasks and your own report.

Will you tell me which bank to use?

No. We do not compare, recommend or discuss lenders, products, rates or payments at any point.

Then what am I actually getting?

A hundred days with a start date, three tasks each morning, one report each night and a group that reads the log.

Three tasks each morning. One report each night. A hundred days of down payment.

A hundred days with a first day

Leave an email and we will write once, when the next group starts.

  • Three tasks in the morning, one report at night
  • A hundred days with a fixed beginning and end
  • No assessment, no paperwork, no institution involved

One email when the group opens. Nothing is charged, and nothing is assessed.

ask first

Not sure what a daily task looks like?

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Start the hundred days