How long to save for a house — a hundred days of it, counted

A year is too big to act on

the problem with long horizons

The plan is annual and the decisions are dailyNothing you do on a Tuesday visibly changes a twelve-month figure, so the Tuesday version of you has no reason to bother.

Progress is invisible from inside month threeWithout a record, the middle of a long save feels identical to the beginning, which is precisely when people stop.

Recalculating replaces doingAnother evening with a calculator produces a new completion date and no change to the balance. The number was never the missing part.

now and next

The flat you rent, the flat you are saving for

now · rentingnext · your own

Drag to compare.The daily log is what moves the line.

before you join

Reasonable questions

Will a hundred days be enough?

Enough for what, only you can say. We do not forecast timelines or amounts, and any programme that does is guessing at your income.

Why a hundred days and not a year?

Because a year is not a unit anyone can act on. A hundred days is a stretch you can picture whole and still finish.

Do you give me a savings plan?

No. You bring the goal and the pace. We bring the daily structure and the people doing it alongside you.

What if I miss days?

Write it in the report and continue. The count is days you showed up, not a perfect chain.

Can I run a second hundred afterwards?

Plenty of people do, with a different goal or the same one further along.

The long horizon, cut into days you can finish

how the hundred days run

01 A hundred is a length you can actually see Long enough for the habit to survive weather, short enough to hold in your head from day one to the end.

02 Three tasks written each morning Today's version of the year-long plan, small enough to complete before bed. You write them; no target is assigned to you.

03 One report each night, kept for all hundred days At the end you can read the middle of the run instead of guessing at it, which is the only cure for the month-three feeling.

the shape of it

How the hundred days tend to go

1of 100 days

The first week is mostly about making the tasks smaller than your ambition wants them to be.

How much you set aside each day 10 / day

A hundred days at that pace comes to 1,000. Twelve months of the same habit: 3,650.

Arithmetic in whatever unit you count in. It is a sum, not a forecast.

Day 1–7

The first week is mostly about making the tasks smaller than your ambition wants them to be.

Day 60

Far enough in that the log has become the evidence, and you stop relying on how the month felt.

Day 100

One hundred days of the horizon, spent rather than planned. Whatever your timeline is, this part of it happened on purpose.

day 100

One hundred days of the horizon, spent rather than planned. Whatever your timeline is, this part of it happened on purpose.

Three tasks each morning. One report each night. A hundred days of down payment.

Long saves and the calendar

where this sits

25%

Searches for save money and savings peak in the US every January, and a quarter of people surveyed say they intend to improve their finances in the year ahead — Think with Google.

source

Numbers are quoted from their sources. We publish no estimate of how long anyone's save will take.

The next hundred days have a start date

Leave an email and we will write once, when it is set.

Three tasks in the morning, one report at night
A hundred days you can see the end of
A log you can read when month three feels flat

One email when the next hundred days open. No payment on this page.

ask first

You asked how long it takes. Here is the first hundred days of it.