where this sits
The people in this position are a measured group
- 21%
- First-time buyers made up 21% of the US market in 2025, a record low against a historical norm near 40%, with their average age reaching a record 40 — National Association of Realtors. source
Figures on this page are quoted from the sources linked beside them. We publish no numbers of our own and make no forecast about your savings.
why it stalls
Rent and the house fund come out of the same month
- The largest transfer of the month is made for youYou do not decide the rent. You decide the two hundred small things that follow it, and those get decided while tired, hungry and unobserved.
- A careful month and a heavy weekend cancel outThree disciplined weeks end level with where they began, because nothing wrote down what the fourth week did.
- Everyone who managed it did something slow and unglamorousAsk homeowners how they saved while renting and the answers are roommates well past thirty, second jobs, and living the way they lived as students. Years of it, with no visible progress from the inside.
now and next
The flat you rent, the flat you are saving for
Drag to compare.The daily log is what moves the line.
how the hundred days run
Three tasks in the morning, one report at night
the shape of it
What a hundred days usually look like
Calibration. You find out what an ordinary week in your flat actually costs, which is rarely the number you would have guessed.
A hundred days at that pace comes to 1,000. Twelve months of the same habit: 3,650.
Arithmetic in whatever unit you count in. It is a sum, not a forecast.
Calibration. You find out what an ordinary week in your flat actually costs, which is rarely the number you would have guessed.
The first month where something goes wrong. You log the bad day instead of disappearing, and the run survives it.
A hundred written days. Not a promised amount, a record of decisions and a habit of making them on purpose.
Three tasks each morning. One report each night. A hundred days of down payment.
gallery
Between the flat you rent and the one you want
before you join
Reasonable questions
Is this financial advice?
No. This is a discipline programme. We do not advise on mortgages, investments, taxes or where to keep money, and we never tell you what to do with yours.
How much will I have after a hundred days?
We have no way of knowing and will not pretend otherwise. What the programme promises is a hundred days in which the decision gets made and recorded, not a sum.
Do you need access to my bank?
No. Nothing connects to an account. You write your own tasks and your own report; the numbers stay yours.
What if I miss a day?
You write that in the report and carry on. The programme counts days you showed up, not an unbroken streak.
What does it cost?
Pricing is set when the next group opens. Nothing is charged on this page.
The next hundred days start soon
Leave an email and we will write once, when the group opens.
- Three tasks in the morning, one report at night
- A hundred days counted from a fixed start date
- People who will notice when your log stops
One email when the next group starts. Nothing is charged on this page.
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