01
Three small decisions, written early
Only the part you control. Writing them takes a minute at the kitchen table.
The flexible part of this budget is small
why plans do not fit here
Advice assumes choices you do not haveCut the coffee, cancel the gym: neither is where a household with children is losing money, and both are insulting to read.
The unplanned arrives weeklyA trip, a kit, a present. None of it optional, all of it outside the plan.
There is no quiet hour to plan inPlanning is itself a task that needs a slot, and the slot is the one thing in short supply.
how it runs
Three tasks in the morning, one report at night
02
A two-line report after bedtime
Short by design, because the evening is not yours either.
03
Other households in the same hundred days
People with the same constraints, writing down the same kind of week.
the shape of it
What a hundred days tends to look like
1
entry
Separating what is genuinely fixed from what only feels fixed. There is usually more of the second than expected.
Day 1–10
Separating what is genuinely fixed from what only feels fixed. There is usually more of the second than expected.
Day 40
A bad week of unplanned costs arrives, gets written down, and does not end the run.
Day 100
A record of a hundred ordinary household days, including the ones nobody planned.
gallery
What an ordinary week looks like
Courses and apps, priced for a household with spare cash
what this market sells
Facts here are quoted from their sources. Where we have no verified number, we show none.
before you sign up
Reasonable questions
Will this help if most of our spending is fixed?
It works on the part that is not. We make no claim about the rest.
How long does it take each day?
A minute in the morning and a minute at night. That is the entire commitment.
Do you provide a family budget?
No. Bring your own numbers.
Is this financial advice?
No, and it is not a substitute for it.
When does it start?
On a fixed date, so everyone counts the same hundred days.
The next hundred days start soon
Leave an email and we will write when the group opens. Nothing is charged on this page.
- Decisions sized for a household that does not pause
- A minute in the morning, a minute at night
- A hundred days, counted from a fixed start date
We write once, when the next hundred days start.
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