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Couples · shared money

The money conversation only happens when it is already a problem

Two people, two sets of decisions, and a single monthly total that nobody looks at until it is too late to change. The fix is not another spreadsheet, it is a daily habit each of you can keep alone.

why joint plans stall

Shared plans need two people on the same day

  1. 01

    One of you cares more on any given week

    Enthusiasm alternates, and a plan that needs both of you at once loses whichever week that is not true.

  2. 02

    The review happens monthly, at best

    By the time the statement is open, every decision in it is already history.

  3. 03

    The conversation is about blame by default

    Without a record of ordinary days, the only material to discuss is the exception that caused the argument.

how it runs

Three tasks in the morning, one report at night

01

Each of you writes your own three

Two people, two lists, one day. No joint approval, no permission-seeking.

02

Two lines each at the end

The reports sit side by side. That is the entire shared accounting, and it takes a minute.

03

A wider room than the two of you

Other households are doing the same hundred days, and reading them takes the heat out of your own numbers.

the shape of it

What a hundred days tends to look like

1
entry

Mostly discovering how differently you each describe the same day.

Day 1–10

Mostly discovering how differently you each describe the same day.

Day 40

The monthly argument has less to work with, because the ordinary days are already written down.

Day 100

Two logs of a hundred days each, which is a very different conversation starter than a statement.

what this market sells

Couples are usually sold software or a course

$129.99
An annual all-access money programme sells video lessons, tools and app access. source

Facts here are quoted from their sources. Where we have no verified number, we show none.

before you sign up

Reasonable questions

Do we both have to join?

No. Plenty of people do this while their partner does not, and it still works, because your own decisions are the part you control.

Do we see each other's reports?

You are in the same group, so yes, along with everyone else's.

Is this couples counselling?

No. It is a daily discipline programme.

Is this financial advice?

No, and it is not a substitute for it.

What does it cost?

Pricing is set when the next group opens. Nothing is charged here.

The next hundred days start soon

Leave an email and we will write when the group opens. Nothing is charged on this page.

  • Two people, two logs, one hundred days
  • Ordinary days written down, not just the arguments
  • A hundred days, counted from a fixed start date

We write once, when the next hundred days start.

ask first

Wondering how this differs from a no-spend month?

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